| Loan Accounts |
| | | (Loan rates listed below apply to payments made through Payroll Deduction, and non-payroll financing is subject to higher rates, currently 2.25% higher) |
To view and download our loan application, please click here(PDF Format): NREACU Loan Application
If you are unable to view pdf format, get Adobe PDF Reader here:  | | |
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| Share-Secured Loans |
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| Share-Secured | 4.625% APR | 48 months [$22.87/ $1,000] |
| (100% secured (Declines with payment of loan)) |
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| Vehicle Loans |
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| New Vehicles* | 4.375% APR | 36 months [$29.70/$1,000] |
| (Maximum 100% of List/Sticker) |
| - | 4.625% APR | 42 months [$25.84/$1,000] |
| - | 5.125% APR | 48 months [$23.09/$1,000] |
| - | 5.625% APR | 60 months [$19.17/$1,000] |
| 6.125% APR | 72 months [$16.64/$1,000]* |
| *Vehicles Valued at $25,000 or more |
| Newer Used Vehicles* | 4.375% APR | 36 months [$29.70/$1,000] |
| (100% NADA Used Car Avg. Retail (Up to 2 Years)) |
| - | 4.625% APR | 42 months [$25.84/$1,000] |
| - | 5.125% APR | 48 months [$23.09/$1,000] |
| 5.625% APR | 60 months [$19.17/$1,000] |
| Used Vehicle* | APR | |
| (90% NADA Used Car Average Retail (2005-2001) |
| 6.125% APR | 42 months [$26.52/$1,000] |
| - | 6.625% APR | 48 months [$23.78/$1,000] |
| Personal Secured by Vehicle | See Above APR | |
| (See Auto Rates-Year of Vehicle, Loan Term) |
| Older Vehicles* | APR | |
| (Truck & SUV-70% NADA Used Car Average Retail) |
| 7.125% APR | 30 months [$36.50/$1,000] |
| | *Loans can be made on boats, watercraft, snowmobiles,ATV's, as long as they are titled.
*Recreation Vehicles and Motorcycles must be booked through a local dealer.
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| Personal Loans |
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| Personal Loans | 8.625% APR | 36 monhs [$31.64/$1,000] |
| Maximum $5000 up to 36 months membership |
| 8.625% APR | 48 months [$24.72/$1,000] |
| (Maximum $10,000 after 36 months membership) |
| Vacation-Time Loan | 7.625% APR | 12months [$86.83/$1,000] |
| (Maximum $1,500] |
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Lincoln, NE 68501 USA
