Regular Share Accounts:
We offer members regular share accounts, with dividends calculated using the daily method balance. Dividends are compounded and credited quarterly, upon declaration of rates by the board of directors. Deposits through payroll deduction are encouraged.

Term Share Accounts:
Members may elect to purchase a term share account, with a minimum investment of $1,000 for a term of one year at a fixed rate of interest for the entire term. Early withdrawals are subject to penalty. Dividends are compounded and credited quarterly, and maturity notices are mailed prior to maturity.

Loan Accounts:
Vehicle Secured Loans are offered as well as Share Secured loans, Personal Loans, and some seasonal loans. Members must maintain a minimum share balance of $10 during the term of the loan. Current share and loan rate information may be found under the “Rates” link on our homepage.